Loans AU – Home Loan & Finance Experts Australia

  📌 New Data Reveals Mortgage Brokers Now Drive $4.1 Billion in Value: What It Means for Australian Borrowers in 2025 Written by Loans AU – Finance & Mortgage Experts In 2025, the value of mortgage brokers in the Australian lending ecosystem has never been clearer. According to the latest “Value of Mortgage Broking” report by Deloitte , commissioned by the MFAA, the broking industry now contributes over $4.1 billion in economic value annually . More than ever, Australian borrowers are turning to brokers—not just for convenience, but for competitive rates, better loan structuring, and smarter financial advice. At Loans AU, we believe this marks a major shift in how Australians approach homeownership, investment, and financial wellbeing. 🔍 Key Findings from the 2025 Report Brokers originated nearly 75% of all new residential home loans in 2024–2025 , up from 70% the year before. Total economic contribution: $4.1 billion , including direct broker income and flow-on e...

  Refinancing Momentum in 2025: Navigating Opportunities Amidst Falling Interest Rates In 2025, Australian homeowners are seizing a golden opportunity— refinancing their mortgages amidst a declining interest rate environment . With the Reserve Bank of Australia (RBA) currently holding the cash rate at 3.85% , we’re seeing a significant uptick in homeowners switching lenders in search of better deals, lower repayments, and financial flexibility. At Loans AU , we’re helping more Australians than ever take advantage of these refinancing conditions, and in this article, we’ll explain why now might be the best time to review your home loan. 🏡 Why Is Refinancing Hot Right Now? Refinancing is gaining serious momentum in 2025. According to recent lending data, refinanced loans between lenders have jumped over 5% since the start of the year , with thousands of households locking in lower interest rates or switching to more suitable products. Key reasons why Austral...