Positive Gearing vs Negative Gearing in Australia - Which Property Investment Strategy Works for You? 🏠





📈 Positive Gearing vs Negative Gearing

Which Property Investment Strategy Works for You? 🏠

💬 What is Gearing?
Gearing = Using borrowed money (a loan) to invest in property.
Depending on your rental income vs expenses, it’s either:
✔️ Positive Gearing
❌ Negative Gearing

💰 Positive Gearing
✅ Rental income > Expenses
✅ You make a profit
✅ Great for cash flow
⚠️ Profit is taxable

📉 Negative Gearing
❌ Rental income < Expenses
📉 You make a loss
✅ Loss is tax-deductible
✅ Often used when expecting long-term capital growth

🤔 Which Is Better?
There’s no one-size-fits-all.
Positive = cash flow now.
Negative = tax benefits + growth later.

🔑 Loans AU Can Help
At Loans AU, we help you:
✔️ Choose the right strategy
✔️ Secure the right loan
✔️ Build your property portfolio confidently

Let’s make investing simple. 🙌

📲 DM us or visit our bio link to get started.
#LoansAU #PropertyInvestment #PositiveGearing #NegativeGearing #AustralianRealEstate #InvestmentTips #HomeLoanExperts #FirstHomeBuyerAustralia #RealEstateAustralia #MortgageAdvice #PropertyStrategy #PassiveIncome #FinancialFreedom #AustralianPropertyMarket

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